The subject of the article is cooperative banking in France, taking into account the specific regulation of this type of banking. The article presents the elements of the history of the creation of cooperative banks in France, the legal basis for the operation of cooperative banks and the specific features that allowed cooperative banks in France to develop significantly. Many factors influenced the position of cooperative banks, among them the factors of historical grounding on the market, flexibility of banking, modernization and adaptation to the national economic policy can be distinguished. In the policy of cooperative banking, the French doctrine emphasizes the values of the social economy, ethics, responsibility, participation of parties, solidarity, proximity to the client. In cooperative banking, the emphasis is on cooperation, mutual assistance and solidarity (collaboration, entraide, solidarité).